Pricing Loans In Uncertain Economic and Regulatory Environments

Does Your Regulator Agree that You are Adequately Pricing for Risk?

Having just lived through the worst recession in recent times, regulators are heavily focused on actual losses sustained and the credit granting process in place at the time, and enforcement actions abound. Aside from the nearly unavoidable credit losses that resulted from dramatically weakened companies, is the rest of the portfolio being adequately priced so that the institution is being compensated for the incremental risk being taken? In this webinar, we’ll cover risk based pricing strategies to assure that identified risks are adequately compensated for in new loan requests, and perhaps more importantly, in loan renewal situations.

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