When will competitive commercial loan quotes start rising?
With most forecasters suggesting that interest rates are poised to start rising soon, Austin Associates conducted a webinar in which attendees submitted current actual loans deals to be evaluated using LoanPricingPRO. Despite the fact that industy data suggest that community bank loan yields bottomed out in the first quarter of 2014 and began rising during the 2nd quarter of 2014 for the first time in over 13 quarters, the pricing on submitted deals did not reflect this trend; prices currently being analyzed were lower than those of a similar webinar conducted in February of this year. See strategy suggestions for each of these difficult, highly competitive loan scenarios in the webinar below.
