Methodology for assigning either higher capital, higher provision expense, or both, to loans the bank deems to be of higher risk, so that the institution can be more appropriately compensated for that risk.

LoanPricingPRO client Michael Scheopner, Chief Risk Officer of Landmark National Bank in Manhattan, Kansas, tells his story of how they turned around a rural, low growth bank in just two years.

Arm your lenders with the information and tools they need to go on the offensive, using loan officer customer reporting to clearly identify high profit customers, and then develop strategies to reduce their vulnerability to competing bids from your competitors.

Appropriately manage individual loan portfolios, including defending the most profitable existing relationships, proactively re‐pricing relationships vulnerable to competitors low‐rate offers, and restoring profitability to under-performing relationships.

Does your regulator agree that you are adequately pricing for risk? Learn risk based pricing strategies for identifying risks that are adequately compensated for in new loan requests, and perhaps more importantly, in loan renewal situations.