Balancing Profitability, Growth and Risk in a Rising Rate Environment

Bankers have been waiting for years for a robust economic recovery to spur growth and for rising interest rates to drive healthier margins. Will the much anticipated move by the Fed bring the kind of margin relief that most banks sorely need? Balancing Profitability, Growth and Risk in a Rising Rate Environment, a complimentary webinar

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Back to Profitability for Community Banks

Jeff Morris, Managing Partner and Principal of Austin’s Financial Management practice area, led the discussion on Back to Profitability for Community Banks. He explored best practices for managing and measuring your bank’s profitability in key areas including product, branch, and customer profitability.

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Commercial Lending – 2014 Year in Review

As 2014 draws to a close, we look back and review the gains and the losses of another year filled with tough challenges for commercial lenders, community-based financial institutions, and their boards.

There were some successes, as most institutions continued to put credit problems and the related losses behind them, and institutions in many markets experienced solid portfolio growth. However, it was a tough year for loan pricing all around, as too much supply chased too little demand, and where simply maintaining prior balance levels at moderately lower rates was still a difficult task for many.

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Commercial Loan Pricing Strategies

When will competitive commercial loan quotes start rising? With most forecasters suggesting that interest rates are poised to start rising soon, Austin Associates conducted a webinar in which attendees submitted current actual loans deals to be evaluated using LoanPricingPRO.

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Compete with Regional Banks for Loans

Can Smaller Banks Really Compete with Regional Giants? Learn how to successfully compete with regional banks for small business relationships with LoanPricingPRO.

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